Credit Unions $3B+ in Assets — Key Measures
The 169 U.S. credit unions with at least $3 billion in total assets as of 2026-06, with four key measures: total assets, total loans, loan-to-deposit ratio, and 60+ day loan delinquency.
About the delinquency measure. This is the total loan 60+ day delinquency ratio =
(dollars delinquent 2–6 months + 6–12 months + 12+ months) ÷ total loans, the NCUA standard. The source
loans table reports delinquency by age bucket, not by collateral type, so a separate auto / home /
credit-card split is not available here. Commercial lending is a small share of most of these portfolios.
| # | Credit Union | State | Assets | Loans | Loan-to-Deposit | 60+ Day Delinquency |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | VA | $204.36 B | $146.33 B | 84.4% | 1.08% |
| 2 | State Employees' | NC | $59.97 B | $38.67 B | 72.3% | 1.27% |
| 3 | Schoolsfirst | CA | $37.23 B | $23.04 B | 72.0% | 0.58% |
| 4 | Boeing Employees | WA | $29.62 B | $20.39 B | 78.7% | 0.29% |
| 5 | Pentagon | VA | $29.20 B | $22.03 B | 88.1% | 0.76% |
| 6 | First Technology | CA | $27.88 B | $22.02 B | 91.4% | 1.05% |
| 7 | America First | UT | $25.99 B | $18.44 B | 81.3% | 0.77% |
| 8 | Mountain America | UT | $22.85 B | $18.76 B | 93.0% | 0.81% |
| 9 | The Golden 1 | CA | $22.15 B | $16.40 B | 83.7% | 0.42% |
| 10 | Suncoast | FL | $20.78 B | $16.26 B | 88.8% | 0.54% |
| 11 | Alliant | IL | $20.01 B | $15.91 B | 99.9% | 0.59% |
| 12 | Randolph-Brooks | TX | $19.57 B | $12.83 B | 82.4% | 0.82% |
| 13 | Wings | CO | $19.38 B | $16.08 B | 101.6% | 0.38% |
| 14 | Lake Michigan | MI | $17.26 B | $13.67 B | 92.8% | 0.26% |
| 15 | Idaho Central | ID | $15.52 B | $13.76 B | 101.5% | 0.27% |
| 16 | Fourleaf | NY | $14.42 B | $11.42 B | 88.2% | 1.74% |
| 17 | Security Service | TX | $14.36 B | $11.43 B | 101.9% | 0.64% |
| 18 | Vystar | FL | $14.27 B | $10.73 B | 97.9% | 0.88% |
| 19 | Global | AK | $13.00 B | $10.52 B | 97.5% | 1.03% |
| 20 | Greenstate | IA | $10.95 B | $9.39 B | 112.4% | 1.05% |
| 21 | Esl | NY | $10.80 B | $4.64 B | 76.2% | 0.47% |
| 22 | Redwood | CA | $10.70 B | $8.48 B | 91.4% | 0.52% |
| 23 | United Nations | NY | $10.69 B | $6.34 B | 66.0% | 0.19% |
| 24 | Police & Fire | PA | $10.23 B | $5.70 B | 68.9% | 0.11% |
| 25 | Eastman | TN | $10.17 B | $7.99 B | 93.2% | 0.15% |
| 26 | Teachers | NY | $9.92 B | $5.83 B | 71.6% | 0.86% |
| 27 | Desert Financial | AZ | $9.89 B | $5.31 B | 59.9% | 0.33% |
| 28 | Midflorida | FL | $9.79 B | $7.85 B | 96.6% | 0.33% |
| 29 | Patelco | CA | $9.77 B | $7.09 B | 86.3% | 0.77% |
| 30 | Star One | CA | $9.70 B | $6.73 B | 80.5% | 0.04% |
| 31 | Logix | CA | $9.69 B | $7.76 B | 95.4% | 0.67% |
| 32 | Pennsylvania State Employees | PA | $9.65 B | $7.12 B | 84.0% | 0.53% |
| 33 | Wright-Patt Credit Union, Inc. | OH | $9.55 B | $6.84 B | 83.9% | 0.69% |
| 34 | San Diego County | CA | $9.55 B | $5.15 B | 65.9% | 0.08% |
| 35 | Onpoint Community | OR | $9.53 B | $6.31 B | 80.0% | 0.67% |
| 36 | American Airlines | TX | $9.50 B | $5.52 B | 66.5% | 0.39% |
| 37 | Broadview | NY | $9.36 B | $7.08 B | 83.2% | 0.49% |
| 38 | Veridian | IA | $9.15 B | $7.95 B | 105.4% | 0.41% |
| 39 | Space Coast | FL | $9.15 B | $7.53 B | 98.5% | 0.46% |
| 40 | Delta Community | GA | $9.12 B | $6.71 B | 83.7% | 0.09% |
| 41 | Communityamerica | KS | $9.02 B | $6.34 B | 78.2% | 2.32% |
| 42 | Michigan State University | MI | $8.87 B | $6.92 B | 97.4% | 0.86% |
| 43 | Members 1St | PA | $8.66 B | $7.02 B | 96.4% | 0.45% |
| 44 | Redstone | AL | $8.59 B | $3.71 B | 49.3% | 0.36% |
| 45 | Bellco | CO | $8.55 B | $6.98 B | 98.3% | 1.16% |
| 46 | Summit | WI | $8.52 B | $6.91 B | 101.9% | 0.40% |
| 47 | Citizens Equity First | IL | $8.50 B | $6.49 B | 87.4% | 0.51% |
| 48 | Hudson Valley | NY | $8.05 B | $5.05 B | 71.0% | 0.41% |
| 49 | Dfcu Financial | MI | $8.04 B | $3.09 B | 43.1% | 0.56% |
| 50 | Landmark | WI | $7.91 B | $6.42 B | 99.2% | 0.24% |
| 51 | Virginia | VA | $7.37 B | $5.35 B | 83.5% | 0.66% |
| 52 | Mission | CA | $7.29 B | $5.16 B | 82.0% | 0.07% |
| 53 | Bank Fund Staff | DC | $7.06 B | $3.82 B | 62.8% | 0.25% |
| 54 | Citadel | PA | $6.87 B | $6.10 B | 105.3% | 0.20% |
| 55 | Community First | WI | $6.84 B | $5.12 B | 86.4% | 0.11% |
| 56 | Gesa | WA | $6.82 B | $5.41 B | 99.0% | 0.52% |
| 57 | Kinecta | CA | $6.77 B | $5.35 B | 94.6% | 0.28% |
| 58 | University Of Wisconsin | WI | $6.72 B | $4.72 B | 81.1% | 0.29% |
| 59 | Service | NH | $6.70 B | $5.54 B | 94.9% | 2.34% |
| 60 | Wescom Central | CA | $6.60 B | $3.51 B | 84.1% | 0.31% |
| 61 | Genisys | MI | $6.56 B | $5.39 B | 98.9% | 0.75% |
| 62 | Baxter | IL | $6.40 B | $5.25 B | 110.4% | 0.61% |
| 63 | Spokane Teachers | WA | $6.38 B | $5.24 B | 99.6% | 1.17% |
| 64 | Coastal | NC | $6.23 B | $4.34 B | 80.9% | 0.33% |
| 65 | Tinker | OK | $6.12 B | $3.59 B | 69.1% | 0.38% |
| 66 | Trustone Financial | MN | $6.09 B | $4.15 B | 96.4% | 0.65% |
| 67 | Royal | WI | $5.91 B | $5.06 B | 97.5% | 0.27% |
| 68 | Travis | CA | $5.85 B | $4.38 B | 98.3% | 0.37% |
| 69 | State Employees Cu Of Maryland, Inc | MD | $5.83 B | $4.55 B | 90.5% | 0.54% |
| 70 | Nasa | MD | $5.80 B | $4.41 B | 95.8% | 0.36% |
| 71 | Everwise | IN | $5.78 B | $4.56 B | 90.3% | 0.43% |
| 72 | State Farm | IL | $5.71 B | $1.01 B | 20.2% | 0.13% |
| 73 | Apple | VA | $5.68 B | $3.32 B | 69.9% | 0.36% |
| 74 | Langley | VA | $5.62 B | $4.59 B | 95.1% | 0.83% |
| 75 | Truliant | NC | $5.62 B | $4.58 B | 94.3% | 0.54% |
| 76 | Visions | NY | $5.53 B | $3.52 B | 71.9% | 0.66% |
| 77 | California | CA | $5.43 B | $3.55 B | 76.0% | 0.37% |
| 78 | Educational Employees | CA | $5.37 B | $2.30 B | 50.2% | 0.13% |
| 79 | Chevron | CA | $5.36 B | $4.10 B | 88.3% | 0.22% |
| 80 | American Heritage | PA | $5.36 B | $3.74 B | 84.8% | 1.03% |
| 81 | Fairwinds | FL | $5.34 B | $3.44 B | 71.8% | 0.33% |
| 82 | Knoxville Tva Employees | TN | $5.32 B | $4.31 B | 94.6% | 0.19% |
| 83 | Keesler | MS | $5.30 B | $3.65 B | 89.9% | 0.60% |
| 84 | Canvas | CO | $5.29 B | $4.79 B | 102.5% | 0.75% |
| 85 | Founders | SC | $5.20 B | $4.16 B | 94.3% | 0.45% |
| 86 | Municipal | NY | $5.18 B | $3.41 B | 75.1% | 1.10% |
| 87 | Washington State Employees | WA | $5.09 B | $3.92 B | 86.2% | 0.43% |
| 88 | Affinity Plus | MN | $5.05 B | $3.81 B | 88.8% | 0.29% |
| 89 | First Community | MO | $5.04 B | $3.33 B | 74.2% | 0.36% |
| 90 | Nusenda | NM | $5.02 B | $3.44 B | 78.3% | 0.37% |
| 91 | Texas Dow Employees | TX | $5.02 B | $4.38 B | 108.3% | 1.16% |
| 92 | Tower | MD | $5.00 B | $3.79 B | 88.0% | 0.23% |
| 93 | Robins Financial | GA | $4.97 B | $2.90 B | 70.6% | 0.17% |
| 94 | Ornl | TN | $4.97 B | $3.97 B | 100.8% | 0.35% |
| 95 | Eecu | TX | $4.88 B | $3.92 B | 93.1% | 0.26% |
| 96 | Ascend | TN | $4.85 B | $3.53 B | 91.0% | 0.30% |
| 97 | Blaze | MN | $4.85 B | $2.72 B | 67.9% | 0.31% |
| 98 | Liberty | IN | $4.84 B | $3.58 B | 100.4% | 0.40% |
| 99 | Rally | TX | $4.78 B | $4.24 B | 105.0% | 0.30% |
| 100 | Gecu | TX | $4.74 B | $3.85 B | 101.8% | 0.71% |
| 101 | Stanford | CA | $4.64 B | $3.49 B | 96.7% | 0.14% |
| 102 | Consumers | IL | $4.64 B | $3.19 B | 93.2% | 0.56% |
| 103 | Sunward | NM | $4.60 B | $3.22 B | 93.5% | 0.30% |
| 104 | Northwest | VA | $4.56 B | $3.06 B | 87.4% | 0.27% |
| 105 | Jovia Financial | NY | $4.56 B | $3.67 B | 89.6% | 0.92% |
| 106 | Technology | CA | $4.54 B | $3.40 B | 105.6% | 0.34% |
| 107 | Oneaz | AZ | $4.48 B | $3.03 B | 76.5% | 0.50% |
| 108 | United | MI | $4.43 B | $3.25 B | 88.4% | 0.41% |
| 109 | Safe | CA | $4.42 B | $3.15 B | 80.6% | 0.30% |
| 110 | Michigan Schools And Government | MI | $4.41 B | $3.80 B | 103.0% | 0.25% |
| 111 | Affinity | NJ | $4.35 B | $3.91 B | 102.6% | 0.61% |
| 112 | Credit Human | TX | $4.34 B | $3.88 B | 115.4% | 0.70% |
| 113 | Empower | NY | $4.34 B | $3.57 B | 99.9% | 0.72% |
| 114 | Rogue | OR | $4.33 B | $2.60 B | 71.5% | 0.55% |
| 115 | Goldenwest | UT | $4.33 B | $3.50 B | 94.9% | 0.21% |
| 116 | Numerica | WA | $4.32 B | $3.53 B | 101.3% | 0.30% |
| 117 | Navigant | RI | $4.28 B | $3.75 B | 104.3% | 0.16% |
| 118 | University | TX | $4.27 B | $2.97 B | 86.0% | 0.77% |
| 119 | Peak | WA | $4.25 B | $3.44 B | 91.9% | 0.95% |
| 120 | Georgia'S Own | GA | $4.22 B | $3.17 B | 90.5% | 0.69% |
| 121 | General Electric | OH | $4.21 B | $3.52 B | 103.4% | 0.42% |
| 122 | Covantage | WI | $4.21 B | $3.43 B | 101.6% | 1.05% |
| 123 | Meritrust | CO | $4.14 B | $3.24 B | 93.7% | 0.30% |
| 124 | Connexus | WI | $4.14 B | $3.30 B | 103.5% | 0.99% |
| 125 | Valley Strong | CA | $4.08 B | $2.89 B | 79.3% | 1.42% |
| 126 | Advia | MI | $4.06 B | $3.25 B | 100.7% | 0.50% |
| 127 | Utah Community | UT | $4.04 B | $3.26 B | 95.4% | 0.22% |
| 128 | Campus Usa | FL | $4.04 B | $3.36 B | 104.3% | 0.17% |
| 129 | Credit Union Of Southern Ca, A | CA | $4.01 B | $2.14 B | 69.8% | 0.41% |
| 130 | Educators | WI | $3.99 B | $2.56 B | 76.6% | 0.52% |
| 131 | Nuvision | CA | $3.97 B | $3.13 B | 95.0% | 0.36% |
| 132 | Arizona Financial | AZ | $3.93 B | $2.13 B | 61.5% | 0.30% |
| 133 | Grow Financial | FL | $3.92 B | $2.97 B | 92.7% | 0.31% |
| 134 | Rockland | MA | $3.83 B | $3.39 B | 106.3% | 0.18% |
| 135 | Addition Financial | FL | $3.81 B | $2.13 B | 68.1% | 1.06% |
| 136 | All In | AL | $3.73 B | $2.87 B | 92.2% | 1.29% |
| 137 | Oregon Community | OR | $3.70 B | $3.28 B | 121.7% | 0.74% |
| 138 | Trumark Financial | PA | $3.63 B | $2.91 B | 99.7% | 0.37% |
| 139 | Indiana Members | IN | $3.60 B | $2.21 B | 70.6% | 0.27% |
| 140 | Southern Energy | AL | $3.60 B | $0.96 B | 29.8% | 0.08% |
| 141 | Provident | CA | $3.59 B | $2.85 B | 98.6% | 0.05% |
| 142 | Dupaco Community | IA | $3.55 B | $2.53 B | 86.1% | 0.41% |
| 143 | Elevations | CO | $3.52 B | $2.70 B | 99.6% | 0.23% |
| 144 | Coastal1 | RI | $3.49 B | $2.97 B | 109.3% | 0.12% |
| 145 | California Coast | CA | $3.48 B | $2.39 B | 78.3% | 0.17% |
| 146 | Sound | WA | $3.40 B | $2.74 B | 95.9% | 0.85% |
| 147 | Whatcom Educational | WA | $3.40 B | $2.77 B | 104.3% | 0.49% |
| 148 | Fox Communities | WI | $3.39 B | $2.72 B | 103.8% | 0.17% |
| 149 | Usalliance | NY | $3.35 B | $2.99 B | 126.7% | 0.62% |
| 150 | Vantage West | AZ | $3.34 B | $2.52 B | 91.1% | 0.48% |
| 151 | Premier America | CA | $3.32 B | $2.61 B | 87.1% | 1.30% |
| 152 | Metro | MA | $3.30 B | $2.75 B | 101.6% | 0.52% |
| 153 | Rivermark Community | OR | $3.26 B | $2.22 B | 77.0% | 1.05% |
| 154 | Tennessee Valley | TN | $3.26 B | $2.41 B | 87.8% | 0.44% |
| 155 | Achieva Credit Union | FL | $3.25 B | $2.55 B | 89.6% | 0.25% |
| 156 | Eastrise | VT | $3.23 B | $2.63 B | 99.3% | 0.38% |
| 157 | Chartway | VA | $3.23 B | $2.77 B | 99.0% | 0.78% |
| 158 | Community First Credit Union Of Flo | FL | $3.21 B | $2.38 B | 85.2% | 0.42% |
| 159 | Arkansas | AR | $3.16 B | $2.77 B | 123.9% | 0.46% |
| 160 | F & A | CA | $3.15 B | $1.23 B | 59.6% | 0.18% |
| 161 | Altra | WI | $3.14 B | $2.83 B | 114.0% | 0.29% |
| 162 | Harborstone | WA | $3.13 B | $2.43 B | 96.8% | 0.76% |
| 163 | Gte | FL | $3.12 B | $2.71 B | 101.0% | 0.70% |
| 164 | Eglin | FL | $3.09 B | $0.93 B | 34.9% | 0.17% |
| 165 | Orange County'S | CA | $3.08 B | $2.42 B | 94.7% | 0.40% |
| 166 | First Community | TX | $3.07 B | $2.40 B | 118.4% | 0.23% |
| 167 | Civic | NC | $3.07 B | $2.73 B | 116.2% | 4.16% |
| 168 | Americu | NY | $3.03 B | $2.57 B | 103.3% | 1.33% |
| 169 | Selco Community | OR | $3.01 B | $1.94 B | 73.5% | 0.28% |
Click any column header to sort. Loan-to-Deposit = total loans ÷ total shares & deposits. Charts show the 20 largest by assets (bars) and the full cohort (scatter).